1. About us

The Future Smart Academy is operated by:

In these Terms, “Academy”, “we”, “us” and “our” refer to FUTURE SMART SINGLE PERSON P.C. “User”, “learner”, “customer”, “you” and “your” refer to any visitor, account holder, learner, purchaser, parent or guardian using the Academy.

2. Scope of these Terms

These Terms apply to:

• Visitors to the Academy website;
• Registered users and account holders;
• Purchasers and learners of pre-recorded courses;
• Participants in live online courses and events;
• Users of the Academy community and communication features;
• Parents or guardians purchasing or managing access for a minor;
• Organisations purchasing or arranging access for employees or participants.

Additional information presented on a course page, offer, checkout page, enrolment form or written agreement may also form part of the contract. If specific written terms for a particular course conflict with these general Terms, the specific terms will apply to that course to the extent of the conflict.

3. Eligibility and age requirements

You must have the legal capacity to enter into a binding agreement. Unless a course is expressly designed for children or teenagers, users must be at least 18 years old to independently create an account or make a purchase.

Where a course is provided to a minor, the registration and purchase must be completed or authorised by the minor’s parent or legal guardian. The parent or guardian accepts these Terms on their own behalf and, where legally applicable, on behalf of the minor.

The parent or guardian is responsible for providing accurate information, supervising the minor’s use of the Academy and ensuring compliance with these Terms.

4. Account registration

When creating or using an Academy account, you agree to:

• Provide accurate, complete and current information;
• Keep your login credentials confidential;
• Use only the account assigned to you;
• Not share, sell, transfer or sublicense your account;
• Notify us promptly if you suspect unauthorised access;
• Keep your contact and billing details up to date.

You are responsible for activity carried out through your account unless the activity results from circumstances for which you are not legally responsible. We may request verification of identity, age, parental authority or payment details where reasonably necessary.

5. Courses and educational services

The Academy may provide:

• Pre-recorded self-paced courses;
• Live online lessons and programmes;
• Videos, presentations and downloadable materials;
• Quizzes, exercises, projects and assessments;
• Certificates or records of completion;
• Community discussions and learner support;
• AI-related demonstrations and educational activities.

The exact content, delivery method, schedule, duration, access period, instructor, language, technical requirements and included services are described on the relevant course page or offer.

Course descriptions are intended to provide an accurate overview. Minor adjustments may be made to improve quality, reflect technology updates, correct errors or maintain the relevance and security of the course.

6. Orders and contract formation

Displaying a course or price does not by itself constitute acceptance of an order. Your order is submitted when you complete the checkout process and is accepted when payment is successfully confirmed or when we otherwise confirm your enrolment.

Before completing a purchase, you are responsible for reviewing the course description, price, delivery method, access period, schedule, technical requirements and any special conditions.

We may reject or cancel an order before access is provided where there is an obvious pricing or technical error, suspected fraud, an unavailable product or another lawful reason. If payment has already been received, the relevant amount will be refunded using an appropriate method.

7. Prices, payments and invoices

The applicable price is the price displayed or expressly agreed at the time of purchase. Any applicable taxes, discounts, instalments or additional charges will be presented before the purchase is completed or included in the relevant written offer.

Payments may be completed through the methods presented at checkout or otherwise agreed with us, including authorised card-payment providers, digital-payment services or bank transfer.

Payments made through third-party providers are also subject to those providers’ security requirements and service terms. We do not intend to store complete payment-card details on our own systems.

When payment by bank transfer is available, the purchaser must use the payment reference or learner information requested by us so the payment can be correctly identified.

Where an instalment plan has been agreed, each payment must be made on the applicable due date. Failure to complete an instalment may result in the suspension of course access after appropriate notice, without removing any payment obligation that has already become due.

Invoices or receipts are issued using the billing information supplied by the customer. The customer is responsible for providing complete and accurate tax and invoicing details before the document is issued.

8. Consumer withdrawal, cancellations and refunds

Consumers purchasing at a distance may have a statutory right to withdraw from the contract within the legally applicable period, subject to the conditions and exceptions provided by consumer-protection law.

Where you request immediate access to digital content or request that a service begins during the statutory withdrawal period, we may request your prior express consent and acknowledgement of the applicable consequences for your right of withdrawal.

In particular, the statutory right of withdrawal for digital content may cease once supply has begun, where the legally required express consent, acknowledgement and confirmation have been provided.

For services that begin during the withdrawal period at your express request, you may be required to pay an amount proportionate to the service already provided where this is permitted by law.

A failure to use, attend or complete a course does not automatically create a right to a refund. Refund eligibility will depend on applicable law, the relevant course terms and the Cancellation and Refund Policy.

9. Course access

Course access is personal, limited, non-exclusive, non-transferable and provided for educational use only. The access period is stated on the course page, offer or purchase confirmation.

“Lifetime access” or similar wording, where expressly offered, means access for as long as the relevant course remains available through the Academy, subject to these Terms, platform availability, legal requirements and circumstances reasonably outside our control. It does not guarantee that any particular platform or technology will operate indefinitely.

Downloadable materials may be used only by the authorised learner unless different written permission is provided.

10. Live online sessions

Live lessons may be delivered through Google Meet or another online conferencing service. Learners are responsible for joining on time, using compatible equipment and maintaining an adequate internet connection.

We may make reasonable changes to a lesson’s date, time, instructor or delivery method where necessary. Where a significant change affects a purchased service, we will provide reasonable notice and an appropriate solution in accordance with applicable law and the relevant course terms.

A learner who cannot attend must notify us in accordance with the cancellation rules communicated for the relevant programme. Missed attendance does not automatically entitle the learner to a replacement session, credit or refund.

Participants must behave respectfully and must not record, photograph, reproduce, distribute or publish a live lesson or another participant’s information without prior authorisation.

11. Recordings

Some live sessions may be recorded for educational, quality or learner-access purposes. Participants will be informed in advance where a recording is planned. Where consent is legally required, recording will take place only after the necessary consent has been obtained.

A recording supplied to learners remains protected educational content. It may not be downloaded, copied, shared, republished, sold or made available to unauthorised persons unless we provide written permission.

12. Community standards

When using community, messaging or interactive features, users must:

• Communicate respectfully and professionally;
• Respect the privacy and rights of other users;
• Post only content they are legally entitled to share;
• Avoid harassment, discrimination, threats or abusive behaviour;
• Avoid spam, unauthorised advertising and deceptive content;
• Avoid publishing confidential or unnecessary personal information;
• Follow reasonable instructions from instructors and administrators.

We may moderate, restrict, remove or preserve content where reasonably necessary to enforce these Terms, protect users, investigate complaints, maintain the learning environment or comply with law.

13. Acceptable use

You must not:

• Use the Academy for an unlawful or fraudulent purpose;
• Share account access with unauthorised persons;
• Copy, scrape, redistribute or commercially exploit course content;
• Circumvent access controls, payment systems or security measures;
• Attempt to gain unauthorised access to accounts, systems or data;
• Upload malware, malicious code or harmful files;
• Interfere with the Academy’s operation or another user’s access;
• Impersonate another person or provide intentionally false information;
• Use educational cybersecurity material against systems without authorisation;
• Use course content to violate another person’s rights or applicable law.

14. Cybersecurity courses

Cybersecurity content is provided exclusively for lawful education, awareness, defensive security and authorised testing.

Learners must not test, access, scan, disrupt, monitor or modify any account, network, device, service or data without the owner’s clear and legally valid authorisation.

The learner remains responsible for ensuring that any practical activity is lawful and properly authorised. We may immediately restrict access if course materials are used or appear to be used for malicious, unlawful or unauthorised activity.

15. AI tools and third-party platforms

Courses may demonstrate or refer to AI tools, software, websites, models and services provided by third parties. Their availability, features, pricing, policies and output may change without our control.

Learners may need to create a separate account with a third-party provider. Use of that provider is subject to its own terms, privacy policy, age requirements and charges.

AI-generated output may be incomplete, inaccurate, outdated, biased or unsuitable for a particular purpose. Learners must review and verify output before relying on or publishing it.

Learners must not enter passwords, financial information, confidential business data, special-category personal data or information about another person into an AI service unless legally authorised and appropriate safeguards are in place.

16. Intellectual property

Unless expressly stated otherwise, all Academy materials are owned by or licensed to us and are protected by intellectual-property laws.

Protected materials may include:

• Videos, recordings and presentations;
• Course structures, lesson plans and teaching methods;
• Texts, graphics, illustrations and photographs;
• Exercises, quizzes, assignments and case studies;
• Templates, prompts, workflows and downloadable resources;
• Logos, trademarks, branding and website design;
• Software, interfaces and platform content.

Purchasing or accessing a course does not transfer ownership of any intellectual-property right. You receive only a limited right to access and use the materials for your personal educational purposes.

You may not copy, reproduce, modify, translate, publish, upload, transmit, sell, license, publicly display, create competing courses from or commercially exploit Academy materials without prior written permission.

17. Learner submissions

You retain ownership of original work you create and submit, subject to any rights belonging to third parties or contained in course materials.

By submitting work through the Academy, you grant us a limited, non-exclusive permission to store, display and process the submission only as reasonably necessary to provide the course, review the work, provide feedback, maintain records and operate the Academy.

We will not use an identifiable learner project publicly for promotional purposes without the legally required permission. You must ensure that your submission does not infringe another person’s intellectual-property, confidentiality, privacy or other rights.

18. Certificates and educational outcomes

A certificate may be issued only when the applicable completion, attendance, assessment or payment requirements have been satisfied.

Unless expressly stated otherwise, an Academy certificate confirms participation or completion of the relevant course. It does not constitute a state-recognised academic degree, professional licence or guarantee of employment, promotion, income or business results.

Learning outcomes depend on factors including participation, effort, prior experience, practice and the learner’s individual circumstances.

19. Technical requirements

Users are responsible for having compatible equipment, an updated browser, a stable internet connection and any software or third-party accounts identified as necessary for the course.

We take reasonable steps to maintain Academy availability but do not guarantee uninterrupted access. Temporary interruption may occur because of maintenance, updates, security incidents, third-party platform failure, internet disruption or circumstances outside our reasonable control.

20. Suspension and termination

We may restrict, suspend or terminate access where reasonably necessary because of:

• A serious or repeated breach of these Terms;
• Non-payment of an amount that has become due;
• Account sharing or unauthorised distribution of content;
• Fraudulent, malicious or unlawful activity;
• Harassment or conduct that threatens other users;
• A security risk to the Academy or its users;
• A legal or regulatory requirement.

Where appropriate, we will provide notice and a reasonable opportunity to correct the issue. Immediate action may be taken where necessary to protect users, systems, evidence or legal rights.

21. Disclaimers

Course content is provided for educational and informational purposes. It does not constitute legal, financial, medical, accounting, cybersecurity certification or other regulated professional advice.

We make reasonable efforts to keep materials accurate and useful, but technology, AI tools, software interfaces, laws and third-party services may change rapidly. Users should verify current information where a decision could have important consequences.

Nothing in these Terms excludes any guarantee, remedy or responsibility that cannot lawfully be excluded under applicable consumer law.

22. Limitation of liability

To the maximum extent permitted by law, we are not responsible for indirect or consequential loss arising from the use of the Academy, reliance on educational content, learner actions or third-party services.

We are not responsible for loss caused solely by incompatible equipment, a learner’s internet connection, misuse of course materials, unauthorised account sharing or a third-party platform outside our reasonable control.

Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation, intentional misconduct, gross negligence, death or personal injury caused by negligence, or any liability that cannot legally be excluded or limited.

23. Privacy and cookies

Personal data is processed in accordance with the Academy’s Privacy Policy and Cookie Policy. These policies explain what information is processed, the purposes and legal bases of processing, cookie choices and data-protection rights.

24. Third-party websites and services

The Academy may contain links or integrations involving third-party services. We do not control their independent content, availability, pricing, privacy practices or security. Users should review the terms and policies of a third-party service before using it.

25. Changes to courses or services

We may update, replace or discontinue content, features or services where reasonably necessary because of educational improvements, legal requirements, security needs, platform changes or third-party availability.

If a material change adversely affects a paid course, we will provide an appropriate remedy where required by applicable law and the relevant purchase terms.

26. Changes to these Terms

We may update these Terms to reflect changes in our services, technology, legal obligations or business operations.

The revised Terms will be published with a new “Last updated” date. Where a material change affects existing users or purchases, we will provide additional notice where legally required.

27. Governing law and disputes

These Terms and the use of the Academy are governed by Greek law, together with any mandatory European Union law that applies.

We encourage users to contact us first so that any complaint or dispute can be examined and, where possible, resolved directly.

Subject to mandatory consumer-protection and jurisdiction rules, disputes will be submitted to the competent Greek courts. Consumers retain any mandatory right to bring proceedings before another competent court provided by applicable law.

28. General provisions

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue to apply. The invalid provision will be interpreted or replaced to the minimum extent necessary to make it lawful.

A delay or failure to enforce a provision does not constitute a waiver of that provision or any other right.

These Terms, together with the relevant course description, purchase information, Privacy Policy, Cookie Policy and Cancellation and Refund Policy, form the applicable agreement between the customer and the Academy.

29. Contact us